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Showing posts from May, 2017

Mortgage Insurance

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The law: Singapore law stated , it is mandatory for owners of HDB flats to have a mortgage insurance if they are using Central Provident Fund (CPF) accounts to pay for the monthly installment on their property mortgage. H owever, they have the choice of selecting a mortgage insurance administered by the CPF Board or private insurers. It is not mandatory for owners of private homes in Singapore to take a mortgage insurance. Why do we need mortgage insurance for private homes? HDB owners have mortgage Insurance for good reasons and it is the same reason you should have mortgage insurance for private property. Mortgage is a liability, and the money borrowed must be repaid. For some reasons that the mortgage cannot be paid, your loved ones will have to pay because they will inherit your property and your debt. If your family is young, this might mean a financial disaster as all of them will have to pool together to pay for the property. Imagine chil

Real estate - Subscribe to our new launch notification, be ahead of the crowd.

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Life Insurance - what it is and How Does It Work?

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Here are some videos that explains how can you benefit from Insurance.

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Health and Life insurance is regulated, and subject to strict laws. It is a requirement that this process is conducted by a licensed professional. Loading...

Disability Insurance - People do get disabled, loss of income but cost of living, any Solution?

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Disability Income Insurance  If your job is high risk, involves motorcycle and machinery, travel a lot, or age is catching up and above 40 years old. Do look into disability insurance. Why? Being disable, financial impact comes in 3 blows. 1. You lose income. 2. Expenses will still be an issue. 3. Someone has to take care of the disable, this person will either be your loved one or a nurse. You can choose to free your loved ones by claiming from disability Insurance. Let them work and you can hire a home caregiver as they are professionals with proper planning and training. Disability income insurance pays a fixed amount each month to replace the income you would lose if you are unable to work as a result of an accident or illness. These regular paid out can also be used for home care services so that your loved ones can continue to work. These policies may pay up to 80% of your average monthly salary. The policy aims to ease your financial loss, but will not

Fixed Income - Please refer to our Indicative bond quotes.

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Kindly contact us for updated mark et pricing. Minimum investment size USD200,000 or SGD250,000. Account opening formalities applies. No processing fee No platform fee CDP custody for your SGD Bonds Choose from 250,000 bonds globally

Hospital bill Insurance - Medishield and your wallet health

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MediShield Life replaced MediShield from 1 Nov 2015, and will offer: Better protection and higher payouts, so that patients pay less Medisave/cash for large hospital bills Protection For All Singapore Citizens and Permanent Residents, including the very old and those who have pre-existing conditions Protection For Life MediShield Life is a basic health insurance plan, administered by the Central Provident Fund (CPF) Board, which helps to pay for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer. MediShield Life  is sized for subsidised treatment in public hospitals . Those who choose to stay in a Class A/B1 wards or in a private hospital are also covered by MediShield Life. However, as MediShield Life payouts are pegged at Class B2/C wards, the MediShield Life payout will make up a small proportion of the bill only. The patient may therefore need to pay more of their bill from Medisave and/or cash. If you

Real estate - Cambodia , Phnom Penh , CBD new development , THE BRIDGE. Contact us +6590083020 email:acg.global8@gmail.com

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Last few units of guaranteed rental commercial and residential property at the heart of Phnom Penh. Right in the city centre and adjacent to embassies, international schools and naga world. Developed by renown Singapore developer. The Bridge Retail & F&B Mall Probably one of the best investment products in the market with relatively low risk and high stable return, The Bridge Cambodia,   freehold retail and food & beverage units by Singapore-based developer have received overwhelming response internationally, selling near to 70% for both second and third floors in less than 6 months. Currently the retail mall is only exclusively selling in Singapore, but not to worry for interested international buyers, we have very simple and hassle free procedures in place to facilitate in the purchase. The Bridge Retail Mall is located at the very heart of Phnom Penh, the capital city of Cambodia, an emerging market having a 7% year-on-year growth. With