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Disability Insurance - People do get disabled, loss of income but cost of living, any Solution?
Disability Income Insurance If your job is high risk, involves motorcycle and machinery, travel a lot, or age is catching up and above 40 years old. Do look into disability insurance. Why? Being disable, financial impact comes in 3 blows. 1. You lose income. 2. Expenses will still be an issue. 3. Someone has to take care of the disable, this person will either be your loved one or a nurse. You can choose to free your loved ones by claiming from disability Insurance. Let them work and you can hire a home caregiver as they are professionals with proper planning and training. Disability income insurance pays a fixed amount each month to replace the income you would lose if you are unable to work as a result of an accident or illness. These regular paid out can also be used for home care services so that your loved ones can continue to work. These policies may pay up to 80% of your average monthly salary. The policy aims to ease your financial loss, but ...
